Claim Navigator assists with a wide range of property damage claims, including hail, wind, water, fire, and other covered perils. This is specifically designed for claims under $250,000.

We provide expert guidance and support to help you navigate the complex insurance claims process. Our services include reviewing your policy, assessing damage, negotiating with your insurer, and maximizing your settlement.

If your insurance company didn’t pay enough to cover the full extent of your damage repairs, you’re not alone. Insurance carriers often undervalue claims, misclassify damage, or use loopholes to reduce payouts. However, you have options to fight for the compensation you deserve.

Why Do Insurance Companies Underpay Damage Claims?

Lowball Estimates – Insurers often undervalue repair costs, leaving property owners paying out of pocket.

Improper Damage Assessments – Adjusters may overlook structural issues or claim damage is "cosmetic" to reduce payouts.

Depreciation & Policy Exclusions – Some policies factor in wear and tear to justify lower settlements.

How to Fight Back & Recover What You’re Owed

Get an Independent Claim Review – A second opinion from an expert public adjuster or claims specialist can uncover missed damages and undervalued repairs.

Demand a Reassessment – You have the right to challenge your insurance company’s payout if it doesn’t align with policy coverage.

Work with Claim Experts – Professionals who specialize in claims can negotiate for a higher settlement and ensure you’re fully compensated.

Don’t Let the Insurance Company Shortchange You

Understanding your policyholder rights is key to protecting your property and financial investment. If your insurer isn’t paying what they owe, take action now. The longer you wait, the harder it becomes to dispute the claim.

Need Help? Our team of damage claim specialists have helped policyholders recover millions. Get Your Claim Review Today.

No problem! If you try to work with your insurer without our full representation and then later If you decide to hire ICRS public adjusters to work with your insurer on your behalf, your $250 consultation fee is credited toward our services—so you’re not paying twice. This way, you get expert advice now and the option to upgrade later—without losing a dime.

If you’re not 100% satisfied, just request your money back at the end of the call and we'll gladly issue a refund —no questions asked.

Free advice is worth what you pay for it. Price is what you pay, value is what you get. We have over 15 years of experience, have settled over 500 large loss claims, and have a reputation that is second to none. Make no mistake, this is not a sale pitch. You're getting actionable advice and proven strategies that work saving policyholders time, money, and frustration quickly and affordably.